New National Business Insurance

Products

• New National Commercial Insurance
• New National Marine Insurance
• New National Professional Indemnity & Broadform Liability
• New National Wildlife Insurance
• New National Engineering Insurance

New National Commercial Insurance

Fire and Allied Perils

• Physical loss or damage to buildings
• Plant machinery
• Fixtures and fittings
• Stock losses, as a result of:
  • Fire
  • Lightning
  • Explosion
  • The elements
  • Impact damage

Office and Consulting Room Contents

• Loss or damage to money on the business premises or in transit
• Loss or damage to the internal and external glass on the business premises
• Accidental damage to property at the business premises that is not insured

Business Combined

• This is the physical damage or loss to a building or buildings arising from fire and allied perils (see above)
• Cover for loss of rent
• Property owner’s liability

Business Interruption

• Loss following the interruption as a result of material damage such as that caused by fire and Allied Perils

Accounts Receivable

• Uncollected debt balances as a result of the destruction of records
• Costs for reinstating records due to accidental misfortune

Burglary

• Loss or damage to the building contents as a result of burglary (violent forcible entry or exit)

Goods in Transit

• Should goods in transit become damaged these will be covered

Business All Risks

• Loss or damage to property that has been specified (these usually include movables such as laptops, cell phones, tools, and other items)

New National Marine Insurance

• Cargo on the seas
• All specialist marine products are underwritten by Savannah Marine

New National Professional Indemnity & Broadform Liability

• Specialist division, AC & EPI & Liability was established in 2014
• Legal liability
• Professional Indemnity (this is either annually, per project, or for specialists)
• Broadform Liability – this is legal liability for engineering professionals against death, injury and damages to third party property
• Cover is up to R100 million

New National Wildlife Insurance

Because the breeding, buying, and selling of game constitutes big business in South Africa, New National created insurance products that are designed to cover all eventualities regarding wildlife.

• RGA Wildlife Insure was developed by industry experts to offer flexible and comprehensive all risks cover against mortality of rare game

Wildlife Cover Offers Insurance for Four Types of Cover

• Capture
• Transport
• Post Release Stress
• Farm Cover/All Risks Mortality

Bespoke Hospitality Cover

• Innguard – cover for hotels and conference centres
• Guestguard – cover for B&B establishments
• Gameguard – cover for game farms and lodges
• Dineguard – cover for restaurants and eateries
• Greenguard – cover for golf courses and bowling clubs
• Buildguard – additional extension for lodges and lodges under construction

New National Engineering Insurance

New National Engineering Insurance understands that construction drives the prosperity of South Africa.

• Written by AC&E Engineering

New National Business Insurance is fully aware that running a successful business involves plenty of risk and uncertainty. Their products are made to protect businesses across the board; they are here to help.