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Professional Indemnity Insurance

Protect you and your business.

In the not-too-distant past professional indemnity insurance was something that Americans made use of, suing doctors and other professionals for mistakes made. Todayprofessional indemnity insurance is taken out by most service provider businesses in South Africa.

Professional Indemnity insurance is cover that will protect you and your business in the event of allegations of negligence being made against you which has caused your client a financial loss as a result of your negligence, mistakes or oversights.

It is imperative to find professional indemnity insurance that will provide cover for legal fees incurred in defending the action, awards or settlements entered into.

What your professional indemnity insurance will cover:

  • For conferencing and events in the tourism and leisure industry – whether it is for the cover of fire and flood, food poisoning, mountain bike races, sporting events or golfing tournaments – it is advisable to ensure that as a business owner you have sufficient cover no matter what happens.
  • Music concerts, where things can and sometimes do go wrong, need to be covered – if someone were to die or is injured at a concert and you are held responsible, the legal costs and compensation could add up to millions.

Indemnity cover for the transport sector:

  • The transport section of professional liability cover includes every type of transport there is – this includes marine, aviation, motor for tour operators, coach operators, transfer and game viewing vehicles that are used for the tourism industry – indeed with professional indemnity insurance the list is endless.

Remember that all businesses and their business insurance needs are unique. They have their own sets of needs. Professional indemnity insurance requirements need to be tailored specifically to meet your individual needs.

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