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Hotel Insurance

 

Don’t ignore comprehensive cover when looking for Hotel Insurance in Mzansi – South Africa! And for all those individuals that are not certain what Mzansi stands for – it is a term often used by inner-city South African youth and originates from the Xhosa word “umzantsi” which means “south”.

Hospitality Insurance will usually present a package that will cover many aspects:

Comprehensive cover on buildings:

  •  Loss of rent for up to 25%
  •  Loss of water
  •  Cost of reinstating damaged gardens and water features
  •  Externals signs, blinds and canopies with a limit
  •  Accidental damage
  •  Water pump machinery
  •  Fatal injuries
  •  Property owner’s liability

All Risks

  •  Theft of groceries and household goods whilst in transfer from the place of purchase or repair

Contents cover:

  •  Full theft cover
  •  Theft by staff
  •  Loss of rent
  •  Fatal injury
  •  Power surge damage
  •  Personal effects of guests
  •  Damage to contents of fridges and freezers
  •  Loss of damages to keys
  •  Loss of domestic staff property

Liability cover:

  •  General liability for tenants
  •  Guests’ belongings and guests’ vehicles and contents
  •  Legal defence costs
  •  Damage to public services
  •  Food poisoning

The above, plus motor cover will fall under your Hotel Insurance Cover. Remember you can also tailor-make your policies to suit your needs.

Covid-19 South Africa

For information about the SARS-CoV-2 virus and the disease it causes, plus statistics on its spread in SA and related government press releases go to https://sacoronavirus.co.za/

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