Momentum Business Insurance

Safety Returns  

Momentum Insure’s Safety Returns rewards program offers up to 30% cash back on your paid premiums each year, even if you claim. Simply engage with our safety focused elements such as the Safety Score, Safe DayzTM, the Safety Alert digital panic button and other features available on our Momentum Insure App to earn rewards. These safety features come at no extra cost for all Momentum Insure car and home insurance policyholders. 

Safe DayzTM 

 This feature is available on the Momentum App at no extra cost. It uses innovative technology to track your driving behaviour. Whether you’re the driver, passenger or using public transport like the Gautrain, you can earn one Safe Day by scoring 80% or more for safe driving according to the rules of the road. You can also earn Safe DayzTM for days you are not driving, provided that the Momentum App is activated on the registered mobile device you carry with you when traveling and that device’s GPS is turned on. 

The Momentum App  

Momentum Insure App provides convenient access to all your Momentum products and rewards. As a registered Momentum policyholder, you can use the app to submit claims, view a holistic overview of your products (including medical aid, life insurance, investments and savings), and even initiate an alert for immediate armed response using the Safety Alert feature. 

Momentum Safety Alert  

Momentum Safety Alert is a feature available on the Momentum App, designed to enhance personal safety. It transforms your mobile device into a digital panic button, allowing you to request immediate help when you feel threatened or encounter an emergency. As a Momentum Insure policyholder, you can nominate one additional user to access Safety Alert for free. The feature provides unlimited access to over 1,800 emergency responders in South Africa. When activated, it offers real-time tracking of the responding vehicle’s movement and ensures continuous communication until the alert is resolved. Simply press and hold the Safety Alert button for two seconds to initiate help at your last known location. 

Momentum Accident Alert  

1. This feature is designed to keep you safe on the road. To enjoy this benefit,  just follow these easy steps: 
2. Ensure that you are a Momentum Insure car and home insurance policyholder 
3. Download the Momentum App from Apple App Store, Google Play Store or 

Huawei App Gallery 

4. Register for SafeDayzTM and Safety Alert features on the app
5. Register for Accident Alert on the app by confirming your personal details and 

accepting the terms and conditions  

6. Check your status of the Accident Alert in your portfolio view on the app

It’s that simple! If an accident occurs, emergency services will be dispatched to  

your location using your phone’s sensor. For added peace of mind, you can also  

add an emergency contact person on the app, who will be notified in the event  

of an accident. Enjoy the benefit of safety on the road with our Accident Alert  

feature. 

Momentum Assist

This feature is designed to support our clients whenever they need it the most. Our clients receive free, round-the-clock assistance for emergencies on the road, at home and for medical and legal emergencies. All car insurance policyholders benefit from roadside assistance. Those with buildings and home contents cover enjoy home assistance benefits. Additionally, we offer legal and medical assistance to all car, buildings and home contents cover policyholders. 

Maxidor benefit  

We’ve partnered with Maxidor to offer our clients a 30% discount on all Maxidor Ultra trellis security gates and doors. This benefit is available to all active car and home insurance policyholders, enhancing home security and providing extra peace of mind. 

Optional benefits and rewards for females: 

• Female breast cancer cover – This benefit is designed for our female clients in the event of an accident, violent, external and visible accident that results in the loss of breast within 12 months from the date of the accident. And in the event of the first positive diagnosis of a malignant tumour by a qualified physician specialising in breast cancer.
• Handbag cover – this covers our clients for loss of theft of a handbag and its contents.

Optional benefits 

The following benefits are available to our clients for a small additional premium: 

• Momentum HomeDrive – this optional benefit is available for our car policyholders, designed to get them and their car 

home safe when they’re not able to drive or when they just want a personal chauffer to get them around. This cover offers  

6 complimentary trips a year and limited to a 50KM radius from the pick-up point.  

• Momentum Explorer – this is optional cover for vehicles, trailers and watercraft when you are travelling to neighbouring 

countries. With a choice of additional wider geographical cover. 

• Momentum Rewarder – this benefit is optional cover for car and home insurance policyholders. For a small additional

premium, if our clients stay claim-free for 4 years, they will receive 15% of the premiums paid during that period as a  

bonus. If they make a claim (excluding windscreen repairs and roadside assistance), the 4-year period restarts. Any claims  

will forfeit the Rewarder, and a new cycle begins after the claim is settled. 

• Tyre cover – this benefit is available for our active car policyholders for loss and damage to their fitted tyres to the insured vehicle that are accidentally and irreparably damaged. This cover is limited to a maximum of 2 events per year and not exceeding 2 tyres per event.
• Scratch and dent cover – this cover is available for car policyholders for minor and exterior damages to their vehicle such as minor chips, dents and scratches, repair to wheel rims and mag wheels and an unlimited number of tar removals.